Judgment collection · Post-judgment enforcement
A judgment is only worth what you actually collect on it, and nobody at the courthouse collects it for you. We work unpaid commercial judgments the way they have to be worked — find the debtor’s current bank accounts, real property, and receivables, then apply the enforcement tools that reach them. One Texas rule reshapes the whole strategy: there is no wage garnishment for an ordinary business debt (Tex. Prop. Code § 42.001(b)(1)). A business has no “wages” — its bank accounts are reachable instead.
What’s included
How it works
Send the judgment and what you know about the debtor, including any payments already credited and any abstract you have recorded. We review it at no cost and tell you straight what looks collectable, and what does not, before anyone spends money on enforcement.
Enforcement is a function of assets found and pressure applied, not of how strong the paperwork looks. We trace current bank relationships, real property, equipment, receivables, and successor entities. Counsel can also compel the debtor to answer through post-judgment discovery under Texas Rule of Civil Procedure 621a.
Bank garnishment is the most direct tool against a business debtor. With a valid, subsisting judgment, counsel brings a garnishment action against the bank holding the account (Tex. Civ. Prac. & Rem. Code Ch. 63) — the bank is the party served, and it must answer for the funds it holds.
An abstract of judgment recorded and indexed with a county clerk creates a lien on the debtor’s non-exempt real property in that county — and only that county, so it is filed where the assets are. The lien runs 10 years from recording and ends early if the judgment goes dormant (Tex. Prop. Code § 52.006).
A writ of execution sends a sheriff or constable after non-exempt property (Tex. Civ. Prac. & Rem. Code Ch. 34). What execution cannot reach — receivables, commissions, contract rights, and future rights to property — a turnover order can (§ 31.002), and the court may appoint a receiver and enforce the order by contempt.
A Texas judgment goes dormant if no writ of execution issues within 10 years of rendition, and revival must be brought within two years of dormancy (§§ 34.001, 31.006). Meanwhile post-judgment interest accrues: the lesser of a stated contract rate or 18%, otherwise prime with a 5% floor and a 15% cap (Tex. Fin. Code §§ 304.002, 304.003).
FAQ
No. Placing a judgment with us costs nothing upfront and you keep ownership of it — our fee comes only from what we actually recover. Selling a judgment outright means accepting a discount today; placing it on contingency keeps the balance, and the post-judgment interest accruing on it, yours.
Yes. A judgment entered in another state is domesticated in Texas through counsel before Texas enforcement tools apply, and the same works in reverse when a Texas judgment follows a debtor elsewhere. We work nationwide and coordinate licensed counsel in whichever jurisdiction the debtor’s assets sit.
Not necessarily. A dissolved entity can still hold assets, and principals often keep operating through a successor company. We trace the individuals and the new entity and pursue successor or personal liability where the facts and your documents support it. If your judgment already runs against a guarantor personally, their non-exempt property is reachable — their current wages are not.
Contingency — no retainer, no upfront cost, and a fee taken only from what we actually recover. Court costs and filing fees for enforcement work performed by counsel are reviewed with you before anything is filed, so the economics are clear before you commit to a step.
It depends on what the debtor has and how well it is hidden. A debtor with an identified operating account can resolve quickly; one whose assets have to be uncovered takes longer, and some judgments are worked in stages as assets reappear. We will not promise you a date.
A file-stamped copy of the judgment, the cause number and county, proof of service or the defendant’s appearance, any abstract already recorded, a payment history showing credits, and the underlying contract or invoices. Send what you have — we will tell you what else the file needs.
Tell us what you're owed and we'll tell you exactly how we'll get it back. The review is free, and you pay nothing unless we collect.
Free and confidential · No upfront cost · You pay only if we collect
