Insights & articles
In-depth guides from our team on collecting commercial debt — the strategies, the law, and the leverage that gets non-paying businesses to settle.
Texas Legal
A missing signature is not the end of the file. Texas ties the writing rule to goods at $500 — and for services, it is rarely the real obstacle.
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Industry Collections
Texas gives an unpaid seller a ten-day reclamation window, a stoppage right that ends on delivery, and a price action — here is the clock for each.
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Legal
Your customer filed bankruptcy. Four dates decide what you can recover — the automatic stay, the 20-day goods claim, reclamation, and the bar date.
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Texas Legal
A check marked “paid in full” can discharge the whole debt under Tex. Bus. & Com. Code § 3.311 — and “under protest” does not save it.
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Industry Collections
Your staffing client stopped paying, but payroll didn’t. What Texas law gives you on unpaid temp invoices and on backdoor-hire placement fees.
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Commercial Real Estate
Your commercial tenant is behind on rent. What Texas law actually allows — the § 54.021 landlord’s lien, lockout limits, and the deadlines that end them.
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Working With an Agency
An agency can’t file suit for you — it isn’t a law firm. Here’s what “going legal” means on a commercial account, and which Texas court hears it.
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Texas Legal
Texas law can shift your legal bill to the debtor — but only if you present the claim and wait 30 days. An annotated demand letter, clause by clause.
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Texas Legal
Tex. Tax Code § 171.255 can make a forfeited Texas entity’s directors and officers personally liable for debts incurred during the forfeiture.
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Texas Legal
Texas Rule 185 turns a properly sworn account into prima facie evidence — until the defendant files one sworn denial. What qualifies, and what doesn’t.
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Oil & Gas Collections
A Texas guide for oilfield service companies when an operator stops paying — the six-month mineral lien clock, the 10-day notice, and what survives after.
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Judgment Collection
You won a judgment and still haven’t been paid. Here’s how Texas creditors actually enforce one — abstracts, writs, bank garnishment, and turnover orders.
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Construction Collections
A Texas guide for subs and suppliers when a GC stops paying — prompt-pay interest, lien deadlines, trust funds, and what works after a deadline passes.
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Healthcare Collections
A hospital, clinic, or medical billing company owes your business money. That’s commercial debt, not patient debt — and the rules that apply are different.
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Trucking Collections
What carriers can do when a freight broker won’t pay — documentation, demand, the $75,000 broker bond, and when to bring in a trucking collection agency.
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Trucking Collections
A practical system for collecting unpaid freight bills — aging discipline, documentation, detention pay, and when to bring in a collection agency.
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Trucking Collections
When a freight broker shuts down owing carriers, the money often isn’t gone — bond claims, successor entities, and the principals behind the MC number.
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Debt Collection
Proven strategies to collect unpaid invoices from stubborn clients. Learn when to escalate, legal options, and when to hire a debt collection agency.
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Debt Collection
Learn exactly when to hire a debt collection agency, what they do better than you, and how to choose the right one. Decision framework included.
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Legal
What Texas businesses need to know about collecting commercial debts legally — statute of limitations, interest rates, legal remedies, and compliance.
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Collection Strategies
Why showing up at a debtor’s business recovers invoices calls and letters can’t — what a visit accomplishes, and the lines an agency never crosses.
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Collection Strategies
Professional skip tracing techniques to locate missing debtors and hidden assets. Tools, databases, and strategies used by collection agencies.
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Legal
Won a judgment but still not paid? The enforcement tools Texas creditors actually have — garnishment, liens, writs of execution, and turnover orders.
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Legal
How long a Texas creditor has to sue on a commercial debt — the four-year rule, when the clock starts, and the lien deadlines that expire far sooner.
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Small Business
Everything small business owners need to know about collecting unpaid invoices, preventing bad debt, and when to escalate to legal action.
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Construction
Step-by-step guide to filing mechanic’s liens in Texas. Protect your payment rights, meet deadlines, and force payment for construction work.
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Legal
How collecting business debt differs from personal debt — personal guarantees, piercing the corporate veil, and the strategies that fit each.
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Looking for quick reference instead? See our collection-law guides.
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